BCRA Staff:
BCRA Office (General Information)

Bob Adamowski   

Colleen Koss

Jean Adamowski

  Links of Interest
  BCRA Monthly Newsletter
  National Association of REALTORS®
  Michigan Association of REALTORS®
  Real Estate Red Book
  Michigan County Tax Directory
  Local Weather Information


  Links of Interest
  My Bay City -- The on-line Good-News-paper
  City of Bay City Web Site
  Bay Area Chamber of Commerce
  Bay County Governmental Phone Index
  Bay County Website
  Bay City/County Community Events
  Current Millage Rates & Reports
   United Way of Bay County  
  BCRA Sold Statistics
  BCRA 4 year Residential Sold Stats
  Manufactured Home Affidavit
  Property Tax Estimator
  Subdivision Plat Search
Bay Future Information

Mortgage Calculators

How Much House Can You Afford?
Find out approximately how much money a lending institution will lend you, based on your income and your debts.

go to calculator

What Monthly Payment Is Needed for a House with a Specific Sales Price?
Determine how changes to the desired sales price of your prospective home will affect your payments.

go to calculator

How Much of a Mortgage Can You Afford with a Specific Monthly Payment or Specific Mortgage Term?
Understand how your desired monthly payment will affect the price of the house you can afford.

go to calculator

How Much is Your Monthly Payment?
Explore the outcome of changes to your loan balance, mortgage term, and interest rate on your monthly payment.

go to calculator

FHA or Conventional Mortgage?
Compare an FHA 203(b) mortgage to a 95% conventional mortgage

go to calculator

This Page Will Continue to be Updated
Please Check Back Again